Hiring a contractor for a home renovation, repair, or improvement can be exciting. You’ve imagined the finished project — maybe a new kitchen, bathroom, or even a deck. But what happens if something goes wrong? One of the most overlooked risks is hiring a contractor without proper insurance . In Georgia, this can leave homeowners exposed to financial and legal consequences if damage occurs. In this guide, we’ll break down the scenario, explain what your homeowners insurance m

Owning an RV opens up a world of adventure and freedom. Whether you’re planning weekend getaways or extended road trips, your recreational vehicle is more than just a mode of transport - it’s your home on wheels. That’s why having the right insurance coverage is essential. It protects your investment, your belongings, and your peace of mind. In this post, I’ll walk you through everything you need to know about comprehensive RV insurance plans, helping you make informed decisi

When you provide services, whether as a business owner or an individual professional, the risk of mistakes or oversights is always present. These errors can lead to costly claims and damage your reputation. That’s why having professional liability protection is essential. It acts as a safety net, helping you manage risks and maintain your peace of mind. In this post, I’ll walk you through what professional liability protection means, why it matters, and how to find the right

When a neighbor’s tree crashes onto your home, it’s natural to wonder — who’s footing the bill? In Georgia, the answer isn’t always what you expect. Most of the time, your own homeowners insurance covers the damage, even if the tree started next door. But if your neighbor knew that tree was dead, diseased, or dangerous and ignored it, liability could shift their way. Learn what Georgia law says about fallen trees, how to protect yourself before disaster strikes.